Saving and Planning
Balancing the future with the present.
The Basics
Saving during treatment is a balance between future security and present-day flexibility.
Remember the Time Value of Money
Emergency Funds
Emergency funds help you avoid high-interest debt when surprises hit.
Retirement Plans
Borrowing from retirement accounts can trigger taxes or penalties, so check hardship exceptions first.
- Might have high penalties
- Might trigger taxes
- Check for hardship exceptions
Life Insurance
Borrowing against life insurance may be possible, but it still has costs.